Business Advisory
An objective view of performance, with practical recommendations to support better decisions and steady growth.
Explore Service: Business AdvisoryFinancial Planning and Reporting
Plan ahead with numbers you understand.
We build budgets, cash flow projections and management reports designed around the decisions you need to make.
Overview
How we help
Good financial reporting answers specific questions: Are we on track? Can we afford this? What happens if sales slow down? We design reports and plans around those questions, using a format that you and your team can follow.
Cash flow projections are often the most valuable starting point. A business can be profitable on paper and still run short of cash; a forward-looking view helps you anticipate pressure points and act early, whether that means adjusting payment terms, timing purchases or arranging finance.
Example output
12-month cash flow projection
Sample dataMonthly cash in and cash out for a fictional business, KES thousands
- Cash in
- Cash out
In this example, cash out exceeds cash in during 4 of 12 months, and the projected balance is lowest in Feb (KES 260K). A projection like this highlights when to arrange finance or adjust timing, before the pressure arrives.
Common challenges
Does any of this sound familiar?
These are some of the situations business owners often describe when they first get in touch.
- Cash shortfalls that arrive with little warning
- Budgets that are prepared once a year and then forgotten
- Reports full of figures but without clear conclusions
- Difficulty explaining plans to lenders, investors or partners
- No way of testing what might happen under different conditions
What is included
Services included
The exact scope is agreed with you at the start, based on what your business needs.
Budget development
Annual and quarterly budgets built with input from the people who run the business.
Cash flow projections
Rolling 13-week or 12-month projections that highlight expected surpluses and shortfalls.
Management reporting
Concise reports covering performance, cash and key measures, with plain-language commentary.
Performance tracking
Comparing actual results with budget and forecast, and explaining the differences.
Scenario planning
Testing the effect of different assumptions, such as slower sales or higher costs, on profit and cash.
How the engagement works
A clear process from first conversation to ongoing support
- 01
Define the questions
We agree what the plan or report needs to help you decide.
- 02
Build the model
We prepare the budget or projection using your records and assumptions.
- 03
Review together
We walk through the results and refine assumptions with you.
- 04
Track and update
We compare actual results with the plan and update projections regularly.
FAQ
Frequently asked questions
How accurate are cash flow projections?
Projections are estimates based on assumptions, so they will never be exact. Their value lies in highlighting likely pressure points early and being updated as actual results come in.
What information do you need to prepare a budget?
Usually your recent financial records, details of known commitments, and your expectations for sales and costs. We will provide a short checklist at the start.
Can the reports be used for a bank loan application?
Well-prepared projections and management reports can support conversations with lenders. Each lender sets its own requirements, so we recommend confirming what they need in advance.
Related services
Often combined with
Accounting and Bookkeeping
Accurate, up-to-date records and clear monthly reports, so you always know where the business stands.
Explore Service: Accounting and BookkeepingPayroll Support
Help organising payroll processes and records so your team is paid accurately and on time.
Explore Service: Payroll Support
Talk to us about financial planning & reporting.
Share a little about your business and what you need. We will arrange an initial conversation to understand your situation before recommending anything.